The modern P&C claims platform

Every claim finds
its waypoint.

From first notice to closed file — AI-assisted intake, coverage intelligence, and audit-defensible handling on one platform your whole operation signs into.

Per-organization entitlements — every module toggles on when you're ready, never before.
6
intake channels, one chokepoint
4
portals on one platform
50-state
licensing-aware assignment
Every
action on a tamper-evident audit spine
The platform

A full claims operation, module by module.

Every capability ships behind a per-organization switch. Turn on what your book needs — nothing you don't.

📥

Intake, every channel

AI reads inbound loss reports and drafts the file; a guided wizard walks callers through; bulk upload and email intake feed the same reviewed pipeline. A human promotes — always.

🧭

Assignment that thinks

State licensing, capacity, and complexity-weighted workload decide who gets the file — or the queue holds it for your managers. Your call, per organization.

🛡️

Coverage intelligence

Loss dates, coverages, and limits verified against your own policy book at the moment the claim is born — advisory flags on the file, never silent blocks.

⚖️

Litigation & SIU

Matter management with frozen-at-close walls, SIU referral workflow with identity-gated closure, and claim-close guards that keep open investigations open.

💳

Payments with guardrails

Approval ladders, payee verification with org-chosen modes, recoveries and credits on their own lane — exact decimal math on every cent.

🔌

Integration gateway

Signed webhooks, revocable partner API keys, and a curated app marketplace — your systems stay in step while your data stays behind the wall.

The intelligence layer

Decisions explained, never dictated.

Every AI signal on a Waypoint file carries its evidence in words, and a human owns every consequential act.

Severity at first notice

Deterministic rules your organization tunes — attorney representation, catastrophic-injury language, limit proximity — flag likely-severe claims from minute one, with the reasons spelled out.

🧩

Complexity segmentation

Files sort into standard, elevated, and complex at creation, driving routing and workload weighting downstream.

📈

Reserve adequacy

Per-organization predictive models with confidence bands and a promotion ceremony — the model refines, it never decides.

📊

Benchmarking, guarded

Your KPIs beside published industry figures and an anonymized fleet baseline — aggregates only, minimum five organizations behind every number.

One platform, four doors

Everyone signs into the same truth.

Built to be examined

Defensible by design.

Waypoint is built for the day a regulator, an auditor, or opposing counsel asks "show me."

Tenant isolation at the database. Row-level walls enforced below the application — not by the interface.
Tamper-evident audit spine. Who, what, when, and why on every module's actions.
AI decisions on the record. Inputs, model version, and reasoning logged for every automated signal.
Money that reconciles. Idempotent payment paths and exact decimal arithmetic — never floats.
Sessions in secure cookies. No tokens, no business data in browser storage — ever.

See your book on Waypoint.

Bring one line of business. We'll show you intake to close — with your rules, your entitlements, your walls.

Request a demo